BMC Software

BMC Software, Inc. Terms and Conditions

This BMC Retirement Savings Calculator and other materials accessible through this website (collectively the "website") are provided by BMC Software, Inc. and are intended to provide you with information and resources to learn more about the Savings and Investment Plan (your 401(k) Plan) and other plans or programs. By clicking "I Agree," you consent to electronic receipt, and agree that you have received electronically, read, and are bound by the terms and conditions of use herein (the "Terms"):

The information and resources provided through this website, including the text, graphics, images, and other materials, are provided as general information, may be based on various assumptions relating to your age, eligibility, elections, expenses, compensation or investment return, and neither represent nor are intended to be specific advice to you or anyone else on any particular matter, including, but not limited to, investment, tax, legal, retirement planning, insurance, financial, health, or similar advice. The website should not be used or relied upon by you as a substitute for your independent research or for professional advice regarding your own specific situation. Your actual experience may vary from the estimates modeled by this website.

This website is intended only for your personal non-commercial use, and you may not modify, copy, display, distribute, reverse engineer, or otherwise extract any source code, algorithms, methods or techniques embodied in the website.

The website is provided on an "as is", "where is", "as available" and "with all faults" basis, without warranty of any kind, express or implied, including, without limitation, warranties of merchantability, fitness for a particular use, purpose, title, or non-infringement. In no event shall BMC Software, Inc. be liable for any damages whatsoever, including, without limitation, consequential, incidental, special or indirect damages or other pecuniary loss, that result from use of or loss of use of the website. The rights, exclusions, warranty disclaimers and limitations of liability under these Terms operate to the benefit of BMC Software, Inc.'s subcontractors, licensors, and vendors to the same extent that such provisions operate to the benefit of BMC Software, Inc.

Nothing on this website is intended to create, or meant to be construed to create, a contract of employment between you and BMC Software, Inc. or any of its affiliates or subsidiaries. BMC Software, Inc. reserves the right to amend or discontinue the plans and/or programs described on the website, in whole or in part, at any time for any reason without prior notice to, or consent by, employees.

Although this website contains summary information about benefits under BMC Software, Inc.'s employee benefit plan(s) and/or programs, it is not intended to provide every detail. More information can be found in the individual Summary Plan Description and more complete details will be included in the plan documents of the various plans and/or programs. In the event of a discrepancy or inconsistency between the content described on the website, including any estimated calculations, and the provisions of the applicable plan(s) or program(s), the terms of the legal plan documents or program documents are controlling and will govern the amount, if any, you may be entitled to receive under any benefits, compensation, stock, or other BMC Software, Inc. plan or program.

BMC Software, Inc. reserves the right to amend the terms of use herein at any time, which shall become effective immediately.

TERMS OF USE

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BMC Retirement Savings Calculator

This BMC Retirement Savings Calculator is designed to help you decide how much to contribute to the BMC Software, Inc. Savings and Investment Plan (your 401(k) Plan) to help you maximize your 401(k) employee contributions, company matching contributions and catch-up contributions (if applicable). By simply entering some key elements — age, salary, payroll date and year-to-date contributions — you'll get a summary showing how you might want to allocate your savings.

We recommend that you consider different scenarios, modeling the impact of increases or decreases to your 401(k) contribution election, assumed annual compensation, or other inputs.

2024 401(k) Plan and IRS Limits

Maximum Eligible Compensation$345,000 is the 401(a)(17) annual compensation limit set by the IRS. for the 401(k) Plan	$345,000
Before-Tax/Roth Contribution Limit$23,000 is the the 402(g) contribution limit set by the IRS.	$23,000
After-Tax Contribution Limit10% is a plan limit.	10%
Company Matching Contributions	100% per dollar on your Before-Tax/Roth contributions up to 5% of eligible compensation
Total Contributions (employer and employee)$69,000 is the 415(c) contribution limit set by the IRS.	$69,000*
Catch-up Contribution Limit$7,500 is the 414(v) contribution limit set by the IRS. for employees who are 50 years of age or older during the 2024 calendar year	$7,500

* Catch-up Contributions do not count against this limit.

For More Information
Your Summary Plan Description can provide additional details about your 401(k) plan. If you have any questions, please contact the BMC Software Service Center at Fidelity at 1-866-546-4424, Monday through Friday (except New York Stock Exchange holidays) between 5:30 A.M. and 9:00 P.M., Pacific time, to speak with a representative.

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Your Inputs

Please enter your information in the categories below. We recommend that you consider different scenarios, such as increasing or decreasing your assumed pay or other inputs until you are satisfied with your results.

Employee Information Effective for 2024:

Date of Birth: (mm/dd/yyyy) (to determine Catch-Up contribution eligibility)	/ /
Date of Hire: (mm/dd/yyyy)	/ /

YTD Before-Tax/Roth DeferralsPlease enter the amount of money (in whole dollar amount) you have contributed to the plan in the 2024 plan year - once the plan year begins, this is available on your last paycheck. up to last paycheck:	$
YTD After-Tax ContributionsPlease enter the amount of money (in whole dollar amount) you have contributed to the plan in the 2024 plan year - once the plan year begins, this is available on your last paycheck. up to last paycheck:	$
YTD Employer MatchPlease enter the amount of money (in whole dollar amount) the company has contributed to the plan in the 2024 plan year - once the plan year begins, this is shown on your last paycheck. up to last paycheck:	$
YTD Catch-up DeferralsPlease enter the amount of catch-up contributions (in whole dollar amount) you have contributed to the plan in the 2024 plan year - once the plan year begins, this is available on your last paycheck. up to last paycheck:	$
Your annual base salary effective 01/01/2024:	$
Annual GICP bonus (percent):	%
Other Eligible Compensation (e.g. sales bonus, overtime, etc):	$
How frequently is your other compensation paid?:
Your expected merit increase in 2024 (percent):	%
Your expected annual commissionsPlease enter the amount of commissions you expect to receive throughout the year. The tool assumes you will receive commissions on a monthly basis. for 2024:	$

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Your Results

This page illustrates the optimal contribution percentages and employer match resulting from the inputs you have provided on the prior page.

Your Results

Total Annual Compensation:

To maximize Before-Tax/Roth employee and employer contributions
your deferral percentage should be:

Your Total Before-Tax/Roth Employee Contribution is:

Your Total Employer Match is:

To maximize After-Tax employee and employer contributions your deferral percentage should be:

Your Total After-Tax Employee Contribution is:

To maximize catch-up contributions your catch-up deferral percentage should be:

Your Total Catch-Up Contribution is:

-	The calculated deferral percentages are based on your eligible compensation for deferrals of .
-	Please note that the Plan only allows deferrals in half percentage increments. If the calculated percentages are not a half percentage, please use as a guideline for your actual deferral percentage elections. The grid below shows a strategy that will provide similar results.
-	Please note that catch-up contributions do not count against the total contribution (employee & employer) limit of $69,000.
	If you made over $150,000 in 2023 you may be considered a highly compensated employee and may be subject to lower deferral rates in 2024.

Employee Estimated Deferral Percentages

The percentages below display the optimal contribution deferrals based on your inputs. Any changes made to these amounts will be reflected in the Summary information below.
Month	Employee Before-Tax/Roth %	Before-Tax/Roth Contribution	Employer Matching Contribution	Employee After-Tax %	After-Tax Contribution	Employee Catch-Up %	Catch-Up Contribution
Change all %s'This drop down can be used to change all months' deferral percentages to be the one percentage selected here.

BMC only allows for half percentage increment elections from 0.5% to 35% for Before-Tax/Roth contributions and 0.5% to 10% for After-Tax contributions.

Totals:

Summary

Before-Tax/Roth Employee Contribution including YTD:
After-Tax Employee Contribution including YTD:
Employer Match including YTD:
Catch-Up Deferrals including YTD:
Total Contributions:
The employer match is 100% per dollar on your Before-Tax/Roth contributions up to 5% of eligible compensation.

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